Meet our Honda Financing Expert: Enrique Alvarez-Malo

Dealership employee holding keys

At our Honda dealership in Lemon Grove, we understand that securing financing for your next car is a priority. That’s why we have a team of experienced finance experts ready to help you navigate the process. Whether you have questions about down payments, credit scores or interest rates, our team is here to provide you with the answers you need.

We’d like to introduce you to our Finance Director Enrique Alvarez-Malo. We’ve put together a list of common questions Enrique gets during the financing process to give you a better idea of what to expect when buying a vehicle. Check out his answers below!

Honda Financing FAQs

Your down payment amount depends on credit and payment structure. Typically, with stronger credit, you need less upfront, or you could finance with no down payment at all.

Absolutely, we work with a broad range of banks that accommodate all types of credit profiles.

Yes, in this case your job history is going to be essential in helping you get an auto loan.

Absolutely, we have the advantage of having many banks that compete for our business. Because of this, we can find the bank that will beat your rate.

Credit unions tend to be more conservative when it comes to credit criteria. Mossy Honda Lemon Grove has a long list of lenders that make it easier to get approvals. Credit unions typically expect you to bring all documents to the local branch before finalizing funding for your loan. This can be a long process — with us it’s more simplified.

You can easily estimate your trade-in value on our website!

Absolutely, whether it’s a lease or a retail contract, you are in control of your contract.

Yes! At any time you can buy, sell or trade out of your contract.

At our Honda dealership in Lemon Grove, we understand that securing financing for your next car is a priority. That’s why we have a team of experienced finance experts ready to help you navigate the process. Whether you have questions about down payments, credit scores or interest rates, our team is here to provide you with the answers you need.

At Mossy Honda Lemon Grove, we’re here to help you through the entire car-buying or -leasing process. Stop by our nearby Honda dealer today and meet with one of our Honda financing experts! We’ll be happy to answer all your questions and get you the keys to something you love.

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